Terms of Service

Last updated: 08 November 2026

1. Platform operator

VipAffair is operated by:

In these Terms, “VipAffair”, “Platform”, “we”, “us”, “our” and “Company” mean HORIZON MEDIA SERVICES LTD.

2. The service

VipAffair is a digital platform through which registered users may use services intended for Fans and Creators, interact through available communication tools and buy or provide digital content and permitted services.

VipAffair provides technical infrastructure for accounts, digital content, communications, purchases, digital access, Fan Vault services, Creator Storage, moderation, security, content protection and related functions.

3. Acceptance of these Terms

By creating an account, accessing the Platform, purchasing content or subscribing to a paid storage plan, the user agrees to these Terms and the policies linked to them.

Before placing an order, the user will be shown the essential characteristics of the relevant product or service, the applicable price and the material conditions of the transaction.

Nothing in these Terms excludes or restricts any consumer right that cannot lawfully be excluded or restricted.

4. Accounts

The user must:

• provide accurate information;
• keep account information current;
• protect passwords, PINs and credentials;
• prevent unauthorised account use;
• notify VipAffair of a suspected compromise;
• comply with law and Platform policies.

Accounts are personal and must not be transferred or used to impersonate another person.

5. User roles

Fans

Fans may interact with Creators, purchase digital content and keep eligible purchases within the Fan Vault.

Creators

Creators may be authorised to publish and monetise content through VipAffair.

Admins

Admins are authorised personnel responsible for Platform management, security, moderation, compliance and administration.

6. Registration and storage plans

Standard Fan and Creator account registration does not itself require a mandatory monthly membership.

Fan Vault

• Basic: 1 GB included.
• Plus: 10 GB for USD 3.50 per month.
• Premium: 20 GB for USD 6.00 per month.
• More than 20 GB: contact VipAffair.

Creator Storage

• Basic: 1 GB included.
• Plus: 10 GB for USD 2.00 per month.
• Premium: 20 GB for USD 3.00 per month.
• More than 20 GB: contact VipAffair.

The price, capacity, billing interval, renewal terms and material conditions will be shown before a paid storage subscription is placed.

7. Permitted use of storage

Fan Vault and Creator Storage are not general-purpose cloud drives.

Fan Vault storage is reserved for eligible content acquired through VipAffair. Creator Storage is reserved for content used or intended for publication through VipAffair.

Storage must not be used as:

• a general backup service;
• third-party file hosting;
• an unrelated personal archive;
• an external bulk-distribution or file-sharing service.

Reaching a storage limit does not, by itself, cause existing content to be deleted. VipAffair may prevent new content from being added until sufficient space is available or an appropriate plan is activated.

8. Currency and direct payments

Monetary purchases are made directly in United States dollars (USD). Amounts may be recorded internally in USD cents.

VipAffair does not use:

• monetary Fan Credits;
• a prepaid monetary wallet;
• top-ups or pre-funded balances;
• top-up coupons.

A Fan does not need to preload money or purchase a virtual currency before buying content.

9. PPV and digital content

Creators may offer digital content on a pay-per-view basis.

The applicable price is displayed before the order is placed. Following valid payment confirmation, the Fan may receive a personal right of access to the purchased content.

Eligible purchased content may be made available through the Fan Vault.

A purchase does not transfer intellectual property ownership in the content.

10. Cart rules

One cart may contain products belonging to one Creator only.

Multiple products belonging to the same Creator may be included in one cart. Products belonging to different Creators require separate carts, orders and payment transactions.

11. Fan licence

Unless stated otherwise, a purchase grants a personal, limited, non-exclusive and non-transferable licence.

Except where the law provides otherwise, a Fan must not:

• resell content;
• redistribute content without permission;
• make content publicly available without a lawful right;
• sublicense content;
• intentionally bypass technical protections;
• use content in violation of the Creator’s or Company’s rights.

12. Content protection

VipAffair may use access controls, watermarking, identification, traceability and other content-protection technologies.

Protection measures may be associated with an asset, an authorised access and/or the receiving account.

13. Standard Creator revenue share

Unless valid individual commercial terms apply, the standard allocation is:

• Creator: 82.50% of the effective Creator sale price.
• VipAffair: 17.50% initial gross platform margin.

Payment-processing fees and other applicable platform costs mean that the 17.50% is not a guaranteed net profit.

14. Individual Creator commercial terms

VipAffair may agree individual commercial terms with a specific Creator.

Individual terms may provide a Creator share different from the standard share and must be documented using the Platform’s administrative procedures.

VipAffair may record:

• the relevant Creator;
• the agreed Creator share;
• agreement reference and date;
• document reference;
• business reason;
• effective date;
• optional expiry date;
• responsible Admin;
• an audit history.

A later commercial-term change does not retroactively recalculate a completed earlier order.

15. Messaging

VipAffair may provide messaging services. Any Mass Messaging package represents a quantity of messages and does not represent money, a deposit, monetary credit or virtual currency.

16. Payment provider

VipAffair will use an approved payment provider to process real payments.

The provider will be identified in relevant contractual and privacy information following its effective integration.

VipAffair does not state provider fees, reserves, settlement timing or other provider conditions before those conditions are actually agreed and implemented.

17. Creator payouts

Creator entitlements are recorded in USD.

Operational payout methods, timing, thresholds and applicable provider conditions will be those actually implemented and communicated.

An order preserves the commercial terms that applied to that order.

18. Moderation

VipAffair may moderate content and may approve, reject, restrict, remove or quarantine content where reasonably necessary for safety, legality, policy enforcement, user protection, Platform protection or protection of rights.

19. Creator obligations

A Creator confirms that the Creator owns or has obtained every right and permission required for uploaded content.

A Creator must not upload material that violates:

• intellectual-property rights;
• privacy or image rights;
• applicable law;
• these Terms;
• VipAffair policies.

20. AI-generated content

An external Creator who publishes content substantially generated using artificial intelligence must correctly use the classification and disclosure tools required by the Platform.

VipAffair may require or apply a visible AI GENERATED indication.

A Creator must not deliberately provide false or misleading information concerning content origin in order to bypass a disclosure requirement.

Depending on severity, a breach may result in reclassification, content suspension, removal, review of affected transactions, functional restrictions, suspension or account termination.

21. Prohibited conduct

Users must not:

• commit fraud;
• impersonate another person;
• compromise accounts;
• attempt unauthorised access;
• distribute malware;
• abuse payment systems;
• fraudulently misuse refunds or chargebacks;
• circumvent content protections;
• redistribute content unlawfully;
• abuse storage services;
• use VipAffair for unlawful activity.

22. Intellectual property

HORIZON MEDIA SERVICES LTD retains its rights in VipAffair technology, software, interfaces, design, branding and proprietary materials.

Creators retain rights in their content subject to applicable law and agreements.

A Creator grants VipAffair the technical rights necessary to host, process, display, distribute, moderate and protect content within the service.

23. Immediate digital supply

Where applicable, before immediate digital supply begins, the checkout will obtain the customer’s express request or agreement for immediate supply and the legally required acknowledgement concerning cancellation rights.

This does not remove any mandatory remedy for digital content that is faulty, non-conforming or not properly supplied.

24. Fraud, refunds and disputes

To the extent permitted by law, VipAffair may retain information necessary to document an order, transaction, purchased content, authorised access, digital supply, accepted terms and relevant security events.

In a refund, dispute or chargeback, relevant and lawfully usable evidence may be supplied to the payment provider, acquirer or another authorised participant.

Legitimate exercise of consumer rights does not result in a penalty. Deliberately fraudulent use of payment or dispute systems may result in lawful account measures.

25. Suspension and termination

VipAffair may restrict or suspend an account for a Terms breach, security concern, fraud, abuse, protection of users or Creators, or a legal obligation.

Suspension does not remove any mandatory consumer right.

26. Refunds

Refunds and cancellations are governed by the VipAffair Refund & Cancellation Policy .

27. Availability

VipAffair may perform maintenance, updates, modifications and security work. Absolute, uninterrupted availability is not guaranteed.

28. Liability

To the extent permitted by law, VipAffair is not liable for indirect or consequential loss that was not reasonably foreseeable.

Nothing in these Terms excludes liability that cannot lawfully be excluded or restricts a mandatory consumer right.

29. Privacy

Personal data is handled in accordance with the VipAffair Privacy Policy.

30. Changes

These Terms may be updated for legal, technical, operational, security or commercial reasons. Changes will be communicated where required.

31. Governing law

These Terms are governed by the laws of England and Wales, without restricting any mandatory protection available to a consumer under otherwise applicable law.

32. Contact information